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Why Must Fees Be Paid?

Debt review fees are paid to debt counsellors for their professional services. These fees are essential and regulated by the National Credit Regulator (NCR). Debt counsellors are qualified professionals who guide you through the process and negotiate with creditors on your behalf.


Fee Structure:

Restructuring Fee

  • Once-off fee of 100% of your debt rehabilitation amount (up to NCR maximum)

Administration Fee

  • Once-off administration fee as per NCR guidelines

Sundry Fee

  • Legal application fee to NCT or Magistrate Court

Payment Distribution Fee (PDA)

  • Monthly transactional fee as per NCR
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